Top 5 Mistakes to Avoid
Applying for Social Security Disability Insurance (SSDI) is not always straightforward. Even qualified applicants are often denied due to preventable errors. Understanding the common pitfalls can help you submit a stronger application, and get the benefits you deserve faster.
1. Waiting Too Long to Apply
Many people delay applying for SSDI, hoping their condition will improve. Unfortunately, waiting too long can affect your eligibility and reduce your backpay. It’s best to apply as soon as it becomes clear you can’t work due to a medical condition.
2. Incomplete Medical Records
The SSA bases decisions heavily on medical documentation. Submitting incomplete records, or relying only on brief doctor’s notes can lead to a quick denial. Make sure your doctors have detailed notes and test results on file.
3. Not Following Treatment Plans
If you don’t follow prescribed treatments or miss appointments, the SSA may assume your condition isn’t serious or is manageable. Always follow medical advice and document every step you take to manage your health.
4. Applying Without Help
SSDI rules are complex, and small mistakes can cost you benefits. Working with an experienced disability advocate or lawyer can make the difference between approval and denial, especially during appeals.
5. Giving Up After a Denial
Over 60% of initial SSDI applications are denied, but many of those decisions are reversed on appeal. Don’t assume denial means you’re not eligible. Appeal the decision with proper legal support.
Need guidance on your SSDI claim? Contact American Disability Benefits today. We’ll help you avoid costly mistakes and fight for the benefits you deserve.