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Struggling to Work Due to Illness? SSDI may be the answer
If your Social Security Disability claim was denied or you're applying for benefits, we may be able to help. Despite initial denials, there are still options for you to receive the benefits you deserve.

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Understanding SSDI

Social Security Disability Insurance Explained

Navigate the complexities of Social Security Disability Insurance (SSDI) with ease, from eligibility to benefit calculations, and access expert legal guidance for streamlined claim processing.

What is SSDI?
Social Security Disability Insurance (SSDI, sometimes also abbreviated as SSD) is a Social Security program that pays monthly benefits to you if you become disabled before you reach retirement age and aren't able to work. Some people know it as
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Eligibility
Under SSDI, a disabled person's spouse and children dependents are eligible to receive partial dependent benefits, called auxiliary benefits. However, only adults over the age of 18 can receive the SSDI disability benefit.
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Expert Legal Advice
Are you in need of expert help for your disability claim? Our team of experienced benefits attorneys offers a free and comprehensive consultation to support you every step of the way, ensuring individualized guidance and assistance.
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Navigate the complexities of Social Security Disability Insurance (SSDI) with ease, from eligibility to benefit calculations, and access expert legal guidance for streamlined claim processing.

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Frequently Asked Questions

To qualify, you must have a medical condition that prevents you from working for at least 12 months (or is expected to result in death), and you must have worked long enough to earn sufficient work credits through Social Security.

The SSA maintains a list of qualifying impairments, but any medically documented condition that prevents substantial gainful activity may be considered, including physical, mental, and neurological conditions.

You can apply online through the SSA website, by phone, or at a local Social Security office. However, many applicants benefit from working with a disability advocate or attorney to ensure their application is complete and strong.

Initial decisions typically take 3 to 6 months. If your claim is denied and you appeal, the process can take much longer, sometimes over a year depending on your case and location.

Don’t give up. Most SSDI applications are denied initially. You have the right to appeal. The appeals process includes reconsideration, a hearing, and possibly a review by the Appeals Council or federal court.

Yes, under the SSA’s Trial Work Period program, you can test your ability to work for up to 9 months without losing benefits. However, income limits apply after the trial period, so consult a specialist before returning to work.

The amount depends on your average lifetime earnings before becoming disabled. In 2025, the average SSDI monthly payment is around $1,550, but individual benefits may be higher or lower.

Ye, you may qualify for Supplemental Security Income (SSI), workers’ compensation, or veterans benefits in addition to SSDI. However, some benefits may reduce your SSDI payments.

Yes, you become eligible for Medicare after receiving SSDI benefits for 24 months. In some cases, those with specific conditions like ALS or end-stage renal disease may qualify sooner.

Yes, representation significantly increases your chances of approval, especially during appeals. Most disability lawyers work on a contingency basis, so you only pay if you win.

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Don't Face This Alone

It can be challenging to apply for Social Security disability benefits, whether you have an advocate or not, because of the lengthy processing time and the high likelihood of denial. According to statistics, approximately 70% of initial applications for SSDI and SSI claims are denied. This poses a significant question for disabled individuals in need of assistance: should they heed this valuable advice and acquire extensive knowledge about the approval system to enhance their chances of success during the appeal process, regardless of whether they seek the aid of a disability attorney or lawyer?

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Top 5 Mistakes to Avoid

Applying for Social Security Disability Insurance (SSDI) is not always straightforward. Even qualified applicants are often denied due to preventable errors. Understanding the common pitfalls can help you submit a stronger application, and get the benefits you deserve faster.

1. Waiting Too Long to Apply

Many people delay applying for SSDI, hoping their condition will improve. Unfortunately, waiting too long can affect your eligibility and reduce your backpay. It’s best to apply as soon as it becomes clear you can’t work due to a medical condition.

2. Incomplete Medical Records

The SSA bases decisions heavily on medical documentation. Submitting incomplete records, or relying only on brief doctor’s notes can lead to a quick denial. Make sure your doctors have detailed notes and test results on file.

3. Not Following Treatment Plans

If you don’t follow prescribed treatments or miss appointments, the SSA may assume your condition isn’t serious or is manageable. Always follow medical advice and document every step you take to manage your health.

4. Applying Without Help

SSDI rules are complex, and small mistakes can cost you benefits. Working with an experienced disability advocate or lawyer can make the difference between approval and denial, especially during appeals.

5. Giving Up After a Denial

Over 60% of initial SSDI applications are denied, but many of those decisions are reversed on appeal. Don’t assume denial means you’re not eligible. Appeal the decision with proper legal support.

Need guidance on your SSDI claim? Contact American Disability Benefits today. We’ll help you avoid costly mistakes and fight for the benefits you deserve.

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